Rent vs Buy Calculator (UK)
Compare monthly renting with estimated owning costs using live regional prices, rents, and mortgage-rate defaults.
20% (80% LTV)
Estimated monthly owning cost
£527
Using 3.91% @ 80% LTV
Average monthly rent
N/A
Latest regional private-rent estimate
Monthly difference
N/A
Positive means renting is more expensive
Horizon cashflow difference
N/A
5-year estimate
Method: Uses latest regional average price + rent and nearest available UK mortgage rate by LTV for 2-year fixed series. Results are directional and exclude fees, taxes, and maintenance.