Are house prices at all-time highs?
Is buying actually better than renting?
And who really gained from the housing market?
Let's slice through economic jargon and follow the crumbs to understand the real story of the UK housing market.
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UK House Prices
Average house price in the UK over time, shown in both GBP and loaves of bread.
House prices are usually shown in pounds and percentages. That’s fine - until inflation gets in the way.
Looking through the lens of bread helps show what those prices were actually worth at the time.
Learn more →Interest Rates Over Time
Effective mortgage rates show what borrowers actually pay, split into new fixed deals and outstanding fixed loans.
House prices are usually shown in pounds and percentages. That’s fine - until inflation gets in the way.
Looking through the lens of bread helps show what those prices were actually worth at the time.
Learn more →Market Leaders
Top 5 Performers
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Under Pressure
Worst 5 Performers
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Key Regions
Explore bread-adjusted performance and house price trends for major UK regions.
Regional Comparisons
See how different regions stack up against each other when we adjust for bread prices. Compare trends, performance, and real‑term changes side by side.
Latest
Articles
How to Use the Comparison Tool
A step-by-step guide to comparing house price performance across different UK regions.
Regional Variations in UK Housing
Explore how house prices and affordability vary dramatically across different regions of the United Kingdom.
Understanding the Bread Index
Learn how the Bread Index uses everyday items to make house prices more relatable and understandable.