Average House Price in Rugby
As of December 2025, the average house price in Rugby is £275,985. The average monthly rent is £1,019.
If you searched "average house price in Rugby", that's your answer.
A single number doesn't tell you much about direction or pressure. Bread Index adds context by showing the same homes in pounds and in bread-adjusted terms.
How Rugby has moved recently
Over the last 12 months, Rugby has lagged behind the wider Warwickshire.
If you're a seller, you want momentum. If you're a buyer, you're watching for signs of cooling.
The longer view - has it really gone up?
Compared to 10 years ago, homes in Rugby cost roughly the same amount of bread.
Sometimes prices rise in pounds but stand still once you account for everyday costs. That gap changes how you think about "growth".
Key numbers at a glance
Is Rugby leaning towards buyers or sellers?
Price growth is modest. The market looks fairly balanced.
Recent growth is slower than Rugby's long-term trend.
What's driving growth - and in which homes?
Semi-detached homes have grown fastest, around +1.9% more than the regional average over five years.
If you're buying, this hints at where demand is strongest. If you're selling, it shows where buyers are competing hardest.
5-year growth by property type
+1.9% versus Rugby's 5-year average.
+1.8% versus Rugby's 5-year average.
-1.6% versus Rugby's 5-year average.
-5.9% versus Rugby's 5-year average.
Buy or rent in Rugby?
If you treat mortgage interest as the "rent" paid to the bank, you can compare owning and renting more directly.
Over the last 3 years, renting has been roughly £186 per month cheaper than buying.
With a 10% deposit example, you would be about £3,381 worse off once price changes and costs are combined.
How Rugby compares nationally
The average price in Rugby (£275,985) is above the UK average of £270,259.
Average rent in Rugby (£1,019) is below the UK average of £1,367.
Rugby has tracked closely with the UK overall over 5 years.
The 20-year question
In everyday terms, homes in Rugby look broadly flat over two decades.
Average annual growth: -0.3%, compared to -0.2% nationally.
For long-term buyers, this is about wealth building. For first-time buyers, it helps separate one cycle from the wider trend.
Comparison table
| Horizon | Rugby (£) | Rugby (bread) | UK (£) | UK (bread) |
|---|---|---|---|---|
| 1 year | +1.4% | -0.9% | +2.4% | +0.1% |
| 5 years | +17.7% | -14.5% | +18.3% | -14.1% |
| 10 years | +44.7% | +3.0% | +43.2% | +2.0% |
| 20 years | +80.0% | -5.8% | +83.1% | -4.1% |
Where next?
Methodology
- House prices: UK House Price Index via regional performance endpoints.
- Rents: ONS private-rent metrics via `rentalPriceAll` performance endpoints.
- Bread-adjusted values: API `real_terms=true` with `comparison_item=bread_prices`.
- Buy vs rent estimate: monthly mortgage interest proxy using 2-year fixed mortgage-rate series and 10% deposit.
FAQs
What is the average house price in Rugby?
As of December 2025, the average is £275,985.
How does Rugby compare with the UK?
Rugby has tracked closely with the UK overall over 5 years.
Is buying currently cheaper than renting in Rugby?
Over the last 3 years, renting has been roughly £186 per month cheaper than buying.
Neighbouring Markets