House Prices in Fife
Latest data point:
As of November 2025, the average house price in Fife costs £178,095. Over the last 12 months, prices have risen 5.7% in pounds - the number most headlines stop at. But that headline doesn’t tell you whether houses actually became more expensive in everyday terms, or whether the pound simply bought less along the way.
To see the difference, Bread Index looks at the same houses through a simple real-world lens. When prices are measured against everyday costs, the story in Fife changes: over the same period, values in bread terms rose 5.0%.
This page shows how house prices in Fife have changed over time in both pounds and bread. That gap between the £ view and the bread view is inflation at work - and it explains why housing can feel less affordable even when charts say prices are “up”.
Private Rents in Fife
Average monthly rents in Fife, shown in GBP and bread-adjusted terms.
House Prices vs Rents in Fife
Compare how house prices and rents in Fife have moved alongside each other in the same units.
Average House Price in Fife
Over the last 20 years, average prices in Fife are up 82.2% in pounds. In bread-adjusted terms they are down 3.5%.
Long-term change in pounds
- 5 years: +23.6%
- 10 years: +46.3%
- 20 years: +82.2%
Long-term change in bread terms
- 5 years: -8.4%
- 10 years: +4.4%
- 20 years: -3.5%
- Prices are up in pounds, but flat or down in bread terms. That means most of the rise comes from the pound buying less, not from homes becoming more expensive in everyday terms.
- The headline £ change is about 85.7 points higher than the bread change. That difference is inflation's share of the move.
- In plain terms: the £ number answers “what does it cost today?”, while the bread number answers “how big is that cost compared with everyday prices in that year?”.
What the Bread View Adds
House Prices in Fife Over Time
From 1995 to 2025, the Fife housing market went through clear phases.
Measured in loaves of bread:
- Highest point: 153,134 🍞 (December 2021)
- Lowest point: 80,947 🍞 (April 2013)
- Sharpest fall: 2008 (-32.3%)
- Strongest rise: 2015 (+23.0%)
If the £ line and the 🍞 line diverge, that's not an error. It's the difference between headline prices and lived costs.
How to Use This Page
This page won't tell you where prices are going next.
It will help you:
- compare different years on a like-for-like basis
- understand whether past "growth" was real or inflation-led
- spot differences between property types that £ alone can hide
It's a reality check, not a forecast.
Methodology & Data Sources
- House prices: UK House Price Index (ONS / Land Registry)
- Bread prices: UK consumer price data (average loaf proxy)
- Calculation: house price divided by bread price
- Updates: monthly, as new data is released
Bread is a proxy. It's not perfect, but it tracks everyday costs closely enough to be useful.
Frequently Asked Questions
What is the average house price in Fife?
The current average price is £178,095, updated .
What is the average house price in Fife in real terms?
In bread‑adjusted terms, the average is 125,773 loaves of bread. This shows the same houses viewed through everyday cost pressure.
How have house prices changed in Fife over the last 12 months?
Headline prices changed by +5.0% in bread terms over the last year. This compares everyday affordability rather than just £ prices.
Are house prices in Fife rising or falling?
In pounds, prices have remained stable. In bread terms, the trend is stable. The difference comes from changes in everyday prices.
How does Fife compare with the UK average?
Over the last year, Fife is 90% higher than the UK when compared with the UK average in bread‑adjusted terms.
Is this inflation-adjusted house price data?
Not in the traditional sense. The bread view uses a real-world cost proxy instead of a formal inflation index.
What was the highest and lowest real‑terms price in Fife?
The peak was 153,134 loaves (December 2021), and the low was 80,947 loaves (April 2013), based on the available series.
Why use bread?
Because it's familiar, widely bought, and reflects everyday price pressure better than abstract percentages.
If you've ever felt like house price charts didn't line up with how expensive life actually felt at the time, this page is meant to test that feeling against the data.
Neighbouring Markets
Related Locations
Parent Region
Neighbouring Regions (31)
- Aberdeenshire
- Angus
- Argyll and Bute
- City of Aberdeen
- City of Dundee
- City of Edinburgh
- City of Glasgow
- Clackmannanshire
- Dumfries and Galloway
- East Ayrshire
- East Dunbartonshire
- East Lothian
- East Renfrewshire
- Falkirk
- Highland
- Inverclyde
- Midlothian
- Moray
- Na h-Eileanan siar
- North Ayrshire
- North Lanarkshire
- Orkney Islands
- Perth and Kinross
- Renfrewshire
- Scottish Borders
- Shetland Islands
- South Ayrshire
- South Lanarkshire
- Stirling
- West Dunbartonshire
- West Lothian