Regional Variations in UK Housing

Explore how house prices and affordability vary dramatically across different regions of the United Kingdom.

Regional Variations in UK Housing

The UK housing market is far from uniform. House prices and affordability vary dramatically from region to region, creating vastly different experiences for buyers and investors.

The North-South Divide

One of the most prominent patterns in UK housing is the North-South divide:

London and the South East

  • Highest absolute house prices
  • Greatest pressure on affordability
  • Strongest historical price growth
  • Most expensive in "salary multiples"

Northern England and Scotland

  • More affordable entry points
  • Lower salary multiples
  • Slower historical growth
  • Better value for first-time buyers

Why Regions Differ

Economic Factors

  • Job markets: Regions with strong employment opportunities see higher demand
  • Salaries: Higher wages in some areas offset higher house prices
  • Industry: Tech hubs, financial centers, and manufacturing areas have different price dynamics

Supply and Demand

  • Population density: Crowded areas have less room for new builds
  • Planningmy restrictions: Some regions have stricter development controls
  • Migration patterns: People moving to/from regions affects demand

Infrastructure

  • Transport links: Good connections to major cities drive prices up
  • Schools: Areas with better schools command premium prices
  • Amenities: Parks, shops, and services increase desirability

Using the Bread Index

Our regional data helps you:

  1. Compare like-for-like: See how your region stacks up against others
  2. Spot trends: Identify which areas are becoming more/less affordable
  3. Make decisions: Use data to inform where to buy, sell, or invest

Explore the full list of regions or compare specific areas to dive deeper into the data.